* { box-sizing: border-box; margin: 0; padding: 0; }
body {
  font-family: system-ui, -apple-system, "Segoe UI", Arial, sans-serif;
  color: #1f2937;
  background: #f3f4f6;
  line-height: 1.6;
}
.container { max-width: 980px; margin: 0 auto; padding: 0 16px; }
.skip-link { position: absolute; left: -9999px; }
.skip-link:focus { left: 8px; top: 8px; background: #111827; color: #fff; padding: 8px 12px; }

.site-header { background: #ffffff; border-bottom: 1px solid #e5e7eb; }
.topbar { display: flex; justify-content: space-between; align-items: center; gap: 12px; padding: 12px 0; }
.brand img { height: 38px; width: auto; }
.topbar nav { display: flex; gap: 8px; flex-wrap: wrap; }
.topbar nav a { text-decoration: none; color: #374151; padding: 6px 10px; border-radius: 6px; }
.topbar nav a:hover { background: #eef2ff; color: #4338ca; }

.hero { background: linear-gradient(120deg, #312e81, #4f46e5); color: #fff; padding: 44px 0; }
.hero h1 { font-size: 1.9rem; margin-bottom: 10px; }
.hero p { max-width: 720px; }
.badge { margin-top: 12px; display: inline-block; background: #dc2626; padding: 4px 10px; border-radius: 6px; font-weight: 700; }

.section { padding: 28px 0; }
.section h2 { color: #111827; margin-bottom: 12px; font-size: 1.4rem; }
.notice {
  margin-top: 18px;
  background: #fff7ed;
  border: 1px solid #fdba74;
  color: #7c2d12;
  border-radius: 8px;
  padding: 12px 14px;
}

.card {
  background: #fff;
  border: 1px solid #e5e7eb;
  border-radius: 12px;
  display: grid;
  grid-template-columns: 180px 1fr 180px;
  margin-bottom: 12px;
  overflow: hidden;
}
.card-brand { background: #f9fafb; border-right: 1px solid #e5e7eb; display: grid; place-items: center; padding: 12px; gap: 8px; }
.card-brand img { width: 150px; }
.score { color: #b45309; font-weight: 700; font-size: 0.9rem; }
.card-content { padding: 14px 16px; }
.card-content h3 { color: #312e81; font-size: 1.25rem; margin-bottom: 2px; }
.card-content p { color: #6b7280; font-size: 0.9rem; }
.card-content ul { list-style: none; display: flex; gap: 8px 14px; flex-wrap: wrap; margin-top: 8px; }
.card-content li::before { content: "✓ "; color: #16a34a; font-weight: 700; }
.tags { margin-top: 8px; display: flex; gap: 6px; flex-wrap: wrap; }
.tags span { background: #eef2ff; border: 1px solid #c7d2fe; color: #3730a3; padding: 2px 8px; border-radius: 999px; font-size: 0.74rem; }

.card-cta { border-left: 1px solid #e5e7eb; display: grid; place-content: center; gap: 8px; padding: 12px; }
.card-cta a {
  text-decoration: none;
  text-align: center;
  color: #fff;
  background: #16a34a;
  padding: 10px 12px;
  border-radius: 8px;
  font-weight: 700;
}
.card-cta a:hover { background: #15803d; }
.card-cta small { color: #6b7280; font-size: 0.72rem; text-align: center; }

.steps { padding-left: 20px; color: #374151; display: grid; gap: 6px; }

.helpline {
  background: #0f172a;
  color: #fff;
  border-radius: 10px;
  padding: 18px 16px;
}
.helpline h3 { color: #fff; margin-bottom: 4px; }
.helpline .phone { font-size: 2rem; color: #facc15; font-weight: 800; }
.helpline a { color: #93c5fd; }

.updated { text-align: center; color: #6b7280; font-size: 0.82rem; margin: 20px 0 8px; }

.site-footer { background: #111827; color: #d1d5db; margin-top: 24px; padding: 24px 0; font-size: 0.9rem; }
.footer-links { display: flex; flex-wrap: wrap; gap: 8px 12px; margin-bottom: 12px; }
.footer-links a { color: #93c5fd; text-decoration: none; }
.footer-links a:hover { color: #fff; text-decoration: underline; }

@media (max-width: 820px) {
  .card { grid-template-columns: 1fr; }
  .card-brand { border-right: none; border-bottom: 1px solid #e5e7eb; }
  .card-cta { border-left: none; border-top: 1px solid #e5e7eb; }
}